At our website, you can search and compare the lowest interest rates being offered by the most competitive brokers, lenders and banks in Canada. Our Canadian comparison charts list current rates and are updated regularly throughout the day.

Rate Term Type  
3.1% 6-Month Fixed Compare
2.69% 1-Year Fixed Compare
2.24% 2-Year Fixed Compare
2.2% 3-Year Variable Compare
2.39% 3-Year Fixed Compare
2.59% 4-Year Fixed Compare
2.59% 5-Year Fixed Compare
3.44% 7-Year Fixed Compare
3.84% 10-Year Fixed Compare
Fixed Mortgage Rates vs. Variable Mortgage Rates

While searching for mortgage, the first and foremost decision one needs to make is to select between fixed and variable rate mortgages. When you choose for fixed rate mortgage, then payment you make each month will stay constant for the term of your mortgage. With a variable rate mortgage, the mortgage rate will change with prime lending rate as set by your lender When you choose for fixed rate mortgage, you are "locked in" to a given rate and protected from rate fluctuations. These mortgages are preferable when borrowers are risk averse and/or they have purchased property at the high end of their affordability range. Variable mortgage rates change as per market conditions at anytime; however they have been proven less expensive over time. These are based on Bank of Canada prime rate less a discount. Your income, lifestyle and risk tolerance are important factors to be considered for determining which mortgage product suits you the best.

Choose Mortgage Rates By Province


Alberta 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
British Columbia 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Manitoba 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
New Brunswick 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Newfoundland 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Northwest Territories 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Nova Scotia 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Nunavut 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Ontario 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Prince Edward Island 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Quebec 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Saskatchewan 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Yukon 1-Year  Fixed 2-Year  Fixed 3-Year  Fixed 4-Year  Fixed 5-Year  Fixed
6-Year  Fixed 7-Year  Fixed 8-Year  Fixed 9-Year  Fixed 10-Year  Fixed
Choose Mortgage Rates By Province