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6.39%
1 Years  Fixed
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5.53%
2 Years  Fixed
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4.83%
3 Years  Fixed
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4.83%
4 Years  Fixed
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4.64%
5 Years  Fixed
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5.54%
6 Years  Fixed
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4.93%
7 Years  Fixed
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5.73%
10 Years  Fixed
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7.48%
25 Years  Fixed
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6.04%
3 YR VARIABLE
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4.63%
5 YR VARIABLE
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Ratetrade.ca is your one-stop shop for doing a quick search and easy comparison of prevailing mortgage rates in Canada to make smart financial decisions. We share knowledge, information, expert advice and easy to use mortgage comparison tools to find you the ideal mortgage rate. When you apply for a mortgage using our portal, we represent you to several reputed lenders and banks in Canada to assure you can compare from the best mortgage options available in the market.

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Ratetrade Mortgage Rates in Canada

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See What People Ask to Us FAQS

Are you financially ready to buy a home? While hunting for a home in Canada, a rule of thumb often followed is that one can afford to spend three times of his/her gross household income.
Mortgage default insurance, popularly known as CMHC insurance in Canada is mandatory on high ratio mortgages, that is, mortgages with a down payment of 20 percent or less.
RRSP enables first time home buyer to use his existing sources to make down payment. It may also allow the buyer to accumulate 20% as down payment, so he doesn't need to pay for mortgage default insurance premiums in future.
A credit score built by a credit report prepared by credit reporting agencies in Canada. These are the private agencies engaged in collecting, storing and sharing information about how you use credit.
Refinancing is often chosen an alternative by borrowers to either get a lower interest rate or access the equity out of their home. It is essential to know the cost of refinancing to take a calculated decision for refinancing.
Gross debt service ratio and total debt service ratio are two essential figures considered by a lender to decide whether he should grant you a loan or not.
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We are one of the best financial comparison platforms in Canada. We are on a mission to provide the best mortgage rate by making a virtual comparison between different rates offered by various lenders and top mortgage brokers of Canada.

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Disclaimer : Rates not guaranteed. My change based on your employment and credit history.